InArt: The Lord of the Rings - Aragorn 1:6

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It's easy. Lose $2000 invested in payment plans with a company that goes bellyup, incur a fear of participating in a FLEX pay option ever again, and make monthly payments to yourself in an account that is not easy to access. I have over $1000 saved up now with much less risk. woot.
 
It's easy. Lose $2000 invested in payment plans with a company that goes bellyup, incur a fear of participating in a FLEX pay option ever again, and make monthly payments to yourself in an account that is not easy to access. I have over $1000 saved up now with much less risk. woot.

That's how I do it. Well, except for the losing money on bankrupt companies ... :monkey1

I have a high-yield savings account online, and I just move money in there, and get a decent interest rate, better than I would if it were just sitting in the bank. No sense in paying that money to the retailer and letting them earn interest on it, when you can earn the interest for yourself.
 
That's how I do it. Well, except for the losing money on bankrupt companies ... :monkey1

I have a high-yield savings account online, and I just move money in there, and get a decent interest rate, better than I would if it were just sitting in the bank. No sense in paying that money to the retailer and letting them earn interest on it, when you can earn the interest for yourself.
I finally took this approach about 6 months ago as I’ve typically just paid all my POs in full immediately and then waited two years for the figure to show up.

I started a spreadsheet to keep track of how much money I’m committing to spend at some point in the future- made more ambiguous by the extremely vague release date estimates we get- but I have a general idea of how much money I need to have on tap each quarter.

It feels good seeing my savings go up so much faster than when I was just spending the majority of my disposable income, but I haven’t reached the point yet where tons of balance payments will drop all at once since the figures I deposit PO’d are still a year of more away from release. But it’s definitely preferable that I be the one earning interest on my money.

Only committing deposit payments also gives me more freedom to just abandon impulse buys when I inevitably lose interest at some point during the mammoth wait for a product to come to fruition.
 
I started a spreadsheet to keep track of how much money I’m committing to spend at some point in the future- made more ambiguous by the extremely vague release date estimates we get- but I have a general idea of how much money I need to have on tap each quarter.

It feels good seeing my savings go up so much faster than when I was just spending the majority of my disposable income, but I haven’t reached the point yet where tons of balance payments will drop all at once since the figures I deposit PO’d are still a year of more away from release. But it’s definitely preferable that I be the one earning interest on my money.
Thanks to price increases which in no way match the increases in money coming in (I had to think long and hard before deciding to keep my D+ subscription which pretty much doubled since my initial sign -up :mad: ) I just cut back collecting - and this includes picking up extra accessories, backgrounds, whatever.

Although TBH between the MCU doing less what I consider "classic" (except for Loki) and keeping a more or less hard line on anything SW (and wait for sales!) cutting back has been easier. Anyway I'm happy with the Aragon delay and I trust Kit re any deposit paid. Holidays (and winter temps in this hemisphere) always strain budgets. No rush for me; I don't usually sell figs (haven't yet) so these are "lifetime purchases". Probably. Or at least however long the the figs last. Just gives me more time to pay off other POs if they come due.
 
I finally took this approach about 6 months ago as I’ve typically just paid all my POs in full immediately and then waited two years for the figure to show up.

I started a spreadsheet to keep track of how much money I’m committing to spend at some point in the future- made more ambiguous by the extremely vague release date estimates we get- but I have a general idea of how much money I need to have on tap each quarter.

It feels good seeing my savings go up so much faster than when I was just spending the majority of my disposable income, but I haven’t reached the point yet where tons of balance payments will drop all at once since the figures I deposit PO’d are still a year of more away from release. But it’s definitely preferable that I be the one earning interest on my money.

Only committing deposit payments also gives me more freedom to just abandon impulse buys when I inevitably lose interest at some point during the mammoth wait for a product to come to fruition.
I have a spreadsheet too. :hi5:
 
InArt keeps reposting the same images on their socials so much that it’s hard to tell what’s new sometimes so I apologize in advance if these have already been posted here. I can’t recall seeing them personally but maybe you guys have

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This figure is stellar. I hope it lives up to this prototype when released!
Bein' my first InArt for me it needs to. Tho am weak enough I'd probably get Thorin, Thranduil, and Legolas if released. Maybe.

Not really expecting "the heights of greatness"/custom quality based only on the material choices that seem to be going on (the material of the jacket for one thing which was a surprise - was I expecting leather? Yep - or high quality pleather). And the jacket to have the right length, front and back. Lacing. etc.

But the sculpt needs to be impressive $$$$$. I'm not worried, but nosy about what issues InArt may be running into - maybe - sourcing materials? Only based on watching YT videos that have a lot of Chinese factory closings, including textile factories. At least for now.
 
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