Pixelpiper
Super Freak
Apple Pay will only matter if there's enough places that accept it,
I'd be surprised if it's not widely accepted in short order. It will be adopted outside of the US even faster as the US is pretty much dead last when it comes to point of sales tech. Contactless payment is nearly ubiquitous in may parts of Canada (like Ontario), primarily used with cards carrying imbedded chips. I can see the Apple's solution pushing this over the top and in a few years you'd be hard pressed to find a shop without a capable terminal.